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The FTC are to host a round-table to discuss debt collection and arbitration practices Aug. 5 and 6 at the Thorne Auditorium, Northwestern School of Law, in Chicago.
The round-table follows up on the FTCs February 2009 report Collecting Consumer Debts: The Challenges of Change " A Workshop Report, which recommended that the debt collection regulatory system in the U.S. should be reconstructed and brought up to date. The report also broadcasted a series of regional round-tables to further discuss debt collection litigation and arbitration, next weeks meeting being the first.
The round-table will involve representatives from the collection industry, government officials, judicial system representatives, consumer advocates, academicians and other stakeholders.
On the first day, the round-table will cover litigation topics including service of process, consumer default rates, time-barred debts, evidentiary qualifications, and stresses in collection actions and post-judgment concerns.The second day will cover arbitration topics including the role of consumer choice, consumer arbitration codes and rules of conduct, perceptions of bias, transparency of results and post-decision issues.
Too many consumer attorneys clash collections not on the evidence of whether the consumer legally owes the debt, but on minuscular technical issues, according to Markoff. The FTC doesn't regulate attorneys. Among the issues ACA International hopes to bring up at the Chicago round-table is the education of consumers regarding statute of limitations for collections, process servers and proper notice for consumers on arbitration issues. NAF agreed to immediately stop accepting cases involving consumer credit.
New Yorks attorney general also announced the filing of a lawsuit against 37 law firms that could potentially overturn 100,000 consumer credit judgments against consumers in the state. The suit also targets two collection lawsuit process servers. In addition to the FTC, NARCA and ACA, others on the round-table will include representatives from Public Justice, the Consumers Union, the Michigan Poverty Law Program, the Michigan Creditors Bar Association, the University of Kansas School of Law, Public Citizen, the Center for Responsible Lending, the Illinois Credit Bar Association, the American Arbitration Association, the AARP Foundation, the National Arbitration Forum and DBA International.
About the Author:
Jonathan Summers is working with a collection firm that practices in Business Debt Recovery and is available to help you collect Bad Debt
Before you can have a successful home based business, you must first possess 3
"intangibles." These are things that must come from WITHIN you.
===> Intangible 1 <===
First, you must have a strong WHY.
Why MUST you have a successful home business? What is driving you? What is it that you CAN'T have in your life anymore and/or what is it that you absolutely MUST HAVE now?
For me, I couldn't stand working 12+ hours a day anymore and missing the experience of my children growing up. I also absolutely HAD TO HAVE the freedom of being able to control my life and finances through a little box (laptop computer) that I could carry with me anywhere in the world and not be tied to anyone's time pressures or demands but my own. That was my carrot and my stick. I felt a great pain deep in my gut of missing out on my children's lives and the incredible freedom that succeeding in a home based business would provide for me. I found my why. You MUST find yours.
===> Intangible 2 <===
You must BELIEVE that it is possible.
If you don't believe that it's POSSIBLE for you to have a successful home based business or make your living from home, you won't. It's that simple.
For me, figuring out that it was possible was just a matter of realizing that many other people were ALREADY making great money working from home. If they could do it, I could too. It would just be a matter of figuring out what those people were doing and then adapting it to my situation.
There is no shortage of undeniable PROOF that people (millions of them) are making money working from home. Just get online
and do some research and you'll find countless testimonials and stories of REAL PEOPLE making real money on the Internet. Or head to your local bookstore and you'll find the same documented evidence of this fact. Truth is, it's getting easier and easier to make money with your own home based business.
I've always said that "affiliate marketing" (a simple way to make money from home) is the job of the future. In the
"old" days, you had to go to a potential employer, apply for the position and hope for the best. Now you can simply go to any company
you want, fill out their affiliate application and start work immediately. Affiliates are the new working class. In fact, making
money with affiliate programs or making your living on the Internet is WAY MORE than possible. It is pretty much (or will be soon enough) unavoidable now. Affiliate marketing is the "job" of the future that's already here TODAY.
===> Intangible 3 <===
You must be willing to MAKE THE LEAP.
Ready, FIRE, then aim... This is the operating philosophy you MUST adopt to succeed with a home based business.
That's backwards for most people who like to aim before they fire. The fact is that home based business success is a moving target... The only thing constant about it is change. You need to stop analyzing the game and simply jump into it. You can't learn from the outside... You have to be IN THE RING to truly understand it.
The lesson here is that you will never really be READY to start a home based business. You simply have to start one. It's like having children... You're never really ready, but when it happens you adapt and grow. This is what I call "Making the Leap."
The good news is that the cost of failure with having your own home based business is very small. In the "brick and mortar"
world you need to evaluate things very carefully before you decide to open up a business. It's almost always necessary to invest thousands of dollars to get an offline business off the ground. However, on the Internet you can often start a successful business for less than $100. The Plug-In Profit Site is a great example of this:
http://www.PlugInProfitSite.com/main-21753
You simply need to get IN THE GAME... Each moment that you stay "out there," you're wasting valuable time that you could be learning and skills necessary to build a successful home based business. In fact, if you're not in the game yet, you're ALREADY behind the times. Make the leap to creating a successful home based business today!
About the Author:
Stone Evans, The Home Biz Guy has helped thousands of people in over 200 countries around the world start and run a successful home business. Discover 3 easy steps to start your own home business and subscribe to The Home Biz Guy'sFREE Home Business Secrets Mini-Course at: http://www.PlugInProfitSite.com/main-21753
Tested & Proven Home Based Business Opportunities
Plug-In Profit Site
"I was a washed up restaurant worker desperately searching for a way to save my family when I discovered the Internet and affiliate marketing... 24 months later I finally cracked the code and started earning over $10,000.00 per month... Now the same system that saved me is available to you!" [visit
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Success University "Who else wants to learn EXACTLY how our affiliates earn over $100,000 a month using a simple step-by-step formula? If your answer is "Yes", I'll give you a FREE 14-Day "Test Drive" of our system to PROVE this is the Quickest & Easiest way for you to begin making money online..." [visit site!]
Empowerism
"It's time to put your NetMarketing business on FAST FORWARD with ALL of the tools and training you need to become a SUCCESS on the Internet! All this in a nice, tidy package that's affordable to the masses and pays out a five-figure income! Others have tried it. Empowerism has perfected it..." [visit site!]
Host4Profit
"Sooner or later everyone realizes that they must have their own domain name. However, who you get to host that domain makes all the difference in the world. Most hosts simply provide you with space and that's that. You're on your own when it comes to making your new site profitable. Host4Profit.com has changed all that. We turn a necessity into a profit machine." [visit site!]
SFI
Marketing Group "Earn up to $100 per hour with your own home business. Join for FREE! Millions of people all over
the world are making money online. With just a computer and a few hours a week, you can too!" [visit site!]
Leisure Audio Books "Imagine... high commissions, solid product, multiple niche markets, AND a very simple system! It's a crying shame for you not to make higher commissions when so many people do it so easily..." [visit site!]
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